Xiomara Arroyo

Board Member

Senior Vice President, Market Leader, PNC Bank

Xiomara Arroyo leads PNC Bank’s Organizational Financial Wellness business across Southern California, bringing nearly 20 years of experience in financial services. She joined PNC after 16 years at Wells Fargo, where she advanced from Teller to Vice President and Foundation Manager.

Raised in North County San Diego, Xiomara’s early experiences shaped her passion for financial literacy and economic empowerment. She holds a business degree from California State University San Marcos (CSUSM) and earned an executive MBA from the UCLA Anderson School of Management.

Xiomara is a dedicated community leader, having served as Chairwoman of San Diego Habitat for Humanity and on the President’s Advisory Council at CSUSM. Her work has earned her numerous honors, including the NAACP Distinguished Woman of Color Award and recognition as a San Diego Woman of the Year finalist by San Diego Magazine.